Compare Mortgage Rates

Need help finding the best rates?

Fill out our 2-minute form and get matched with a Mortgage Adviser who will fight to get you on the property ladder with the lowest rates.

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Lenders We Work With

Our Mortgage Advisers work with New Zealand’s leading first home loan providers…

asb logo
anz logo
westpac logo
bnz logo
kiwibank logo

Compare the rates across New Zealand’s major lenders

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Looking for the best Mortgage Rates?

Our mortgage advisers are skilled professionals who will help you fight for the lowest rates.

The process of getting the best Interest Rates can be overwhelming. Let us make it easier for you.

Find the right Mortgage Broker for your circumstances.

Save time and money.

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Compare Bank Interest Rates*

Lender Floating 6M 1Y 18M 2Y 3Y 4Y 5Y
ANZ 8.64 7.35 7.24 6.89 6.79 6.65 7.34 7.34
ASB 8.64 7.29 7.24 6.89 6.75 6.65 6.55 6.39
BNZ 8.69 7.29 7.24 6.89 6.79 6.65 6.55 6.55
Kiwibank 8.50 7.35 7.25 6.79 6.65 6.55 6.55
Westpac 8.64 7.39 7.29 6.95 6.75 6.65 6.59 6.39

See a rate you like? Talk to an adviser and get the guidance you need.

*The live mortgage rates supplied by interest.co.nz are designed to be updated on an hourly basis, however sometimes updates may not occur as intended. Therefore the displayed rates are for reference only and we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer. The rates highlighted above are the ‘leading’ bank rate of the day, these rates may not be available to everyone. The highlighted rates may be ‘specials’, have ‘LVR requirements’ are for ‘owner occupiers’, or other ‘fine print’ to meet the eligibility criteria. Please check with your adviser directly to get information specific to your own circumstances.

Lender
Floating
6 Months
1 Year
18 Months
2 Years
3 Years
4 Years
5 Years
Lender
anz logo
Floating
8.64
6 Months
8.64
1 Year
8.64
18 Months
8.64
2 Years
8.64
3 Years
8.64
4 Years
8.64
5 Years
8.64
Lender
asb logo
Floating
8.64
6 Months
8.64
1 Year
8.64
18 Months
8.64
2 Years
8.64
3 Years
8.64
4 Years
8.64
5 Years
8.64
Lender
bnz logo
Floating
8.14
6 Months
8.14
1 Year
8.14
18 Months
8.14
2 Years
8.14
3 Years
8.14
4 Years
8.14
5 Years
8.14
Lender
kiwibank logo
Floating
8.25
6 Months
8.25
1 Year
8.25
18 Months
8.25
2 Years
8.25
3 Years
8.25
4 Years
8.25
5 Years
8.25
Lender
westpac logo
Floating
8.64
6 Months
8.64
1 Year
8.64
18 Months
8.64
2 Years
8.64
3 Years
8.64
4 Years
8.64
5 Years
8.64

With Mortgage Matcher...

Get matched with a Mortgage Adviser who can

Streamline Your Application Process

Answer Your Questions

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Help You Get Into Your First Home

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Competitive Mortgage Rates

Choosing the right bank or lender is important as you could secure more competitive rates, repayment terms, and cashback offers. 

That is why it is important to find a Mortgage Adviser that can help you on this process.

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Why use a
Mortgage Broker?

Whether your goals are simply to find the right rates and lowest repayments possible, explore possible cashback opportunities, consolidate higher interest debt, or simply just shopping around, get matched with an adviser today to find out more.

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About Mortgage Matcher

At Mortgage Matcher, we help Kiwis get the right deal for their situation. We’ll find our customers the lowest rates, cashback options, and overall home loan package that fits their goals today – and tomorrow.

Whether you’re buying your first home or you’re simply looking for the best rates, we understand that finding the right mortgage package can be overwhelming and confusing.

Our experienced senior advisers will help you throughout the process, and ensure you get the right deal.

Why work with us?

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Our clients and their
Success Stories

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Frequently Asked Questions

Our compare rates service helps you compare different mortgage rates and loan options from various lenders. It allows you to make an informed decision when choosing the right mortgage for your needs. Please note that we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer. 

The mortgage rates are designed to be updated on an hourly basis, however sometimes updates may not occur as intended. Therefore the displayed rates are for reference only and we recommend you always check with a mortgage adviser or lender directly to confirm the latest rates on offer. 

These live mortgage rates are supplied by interest.co.nz.

Mortgage brokers have access to a wide network of lenders and can help you find the best mortgage rates and terms tailored to your financial situation. They can save you time and effort by doing the research for you.

To start comparing mortgage rates, you can fill out our 2-min form. Our team will usually contact you within 2 business days..We’ll gather some basic information about your financial situation and preferences to provide you with personalized rate options.

Yes, you can trust Mortgage Matcher to provide unbiased mortgage rate comparisons. We don’t favor any particular lender, and our goal is to empower you with the information you need to select the best mortgage option for your unique circumstances.

Wondering what are latest rates?

Click through below to compare the rates across New Zealand’s major lenders

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Get expert mortgage advice

MortgageMatcher is the faster and smarter way to get into your first home.

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